|
This topic comprises 4 pages: 1 2 3 4
|
Author
|
Topic: Banks, Paychecks, Service Fees
|
|
|
|
|
|
|
|
|
|
|
Paul Mayer
Oh get out of it Melvin, before it pulls you under!
![](http://www.film-tech.com/ubbmembers/355b.jpg)
Posts: 3836
From: Albuquerque, NM
Registered: Feb 2000
|
posted 08-18-2009 11:49 AM
Things like some of the fees that banks charge these days are the reason I have never had a bank account. But I have been a member of three credit unions for all of my working life: Stage Employees Federal Credit Union (FCU) for members (and former members) of IATSE Local 720, Hughes Aircraft Employees FCU (now called Kinecta FCU), and Nevada FCU.
Since the members of an FCU are also the shareholders, service fees tend to be low or non-existent. FCUs are definitely something to consider as an alternative to today's banks (says me, a former member of the board of directors for the Stage Employees FCU).
Regarding Scott's comments, my last employer Allegiant Air doesn't even issue live paychecks anymore - a condition of employment there is you must have a banking account somewhere so that your pay can be direct deposited. My FCU handles that and has global network connections for ATMs. There was rarely a need for me to visit a branch office. Better living through electronics.
The casinos here all cash paychecks - except their own generally. They have all kinds of promotions like double-your-paycheck drawings or prize wheel spins or free meals or free drinks, to entice locals to do so. No fees either, unless you choose to leave something behind on your way out, which is why they offer paycheck cashing.
| IP: Logged
|
|
|
Mark J. Marshall
Film God
![](http://www.film-tech.com/ubbmembers/1388b.jpg)
Posts: 3188
From: New Castle, DE, USA
Registered: Aug 2002
|
posted 08-18-2009 02:03 PM
quote: If I thought the way you guys do, the next time Mark G. comes to service my booth I would refuse to pay for his motel, meals and etc. After all, he's not working for me when he's sleeping!
With all due respect... what the hell are you talking about? It seems to me that if you presented Mark G. with a contract that said that you would pay him so much money, and then gave him a check for that amount, and when he took it to your bank to cash it he was only able to get the amount you promised him minus $5, one of you (either you or your bank) has committed fraud.
Forget about there being other ways to cash the check that are free or cheaper. And don't assume that I automatically have $5 in my pocket to pay for cashing the check. That check is an official company document, which claims to be worth $X.00, which you traded for some amount of work. If that check turns out to be only worth some amount lower than that, well, my point is that that is fraud. Still waiting for someone to prove me wrong.
Oh, and if it IS fraud, and you send it through the US mail, isn't that a felony?
| IP: Logged
|
|
|
|
|
All times are Central (GMT -6:00)
|
This topic comprises 4 pages: 1 2 3 4
|
Powered by Infopop Corporation
UBB.classicTM
6.3.1.2
The Film-Tech Forums are designed for various members related to the cinema industry to express their opinions, viewpoints and testimonials on various products, services and events based upon speculation, personal knowledge and factual information through use, therefore all views represented here allow no liability upon the publishers of this web site and the owners of said views assume no liability for any ill will resulting from these postings. The posts made here are for educational as well as entertainment purposes and as such anyone viewing this portion of the website must accept these views as statements of the author of that opinion
and agrees to release the authors from any and all liability.
|