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This topic comprises 3 pages: 1 2 3
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Author
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Topic: PayPal/eBay policies are getting ridiculous...
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Randy Stankey
Film God
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Posts: 6539
From: Erie, Pennsylvania
Registered: Jun 99
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posted 05-11-2010 08:08 PM
There might not be a great exodus of people away from eBay but I know there is a steady stream of them. Over time, if they can't attract more people than they lose, their business will shrink. I know for fact that there are groups of people who make arts and crafts that do not use eBay.
My wife happens to collect Teddy Bears. She has quite a few of them. When I want to get her a hand made, one-of-a-kind, artist Teddy Bear I often get them from people who sell them on-line. Of the people I know who make Bears for adoption, quite a few of them will NOT have anything to do with eBay.
There is a site called "Etsy" (www.etsy.com) where you can get hand made arts and crafts. There is another site called "Bear Pile" (www.bearpile.com) where you can find over 100 Teddy Bear artists who sell through that site. Many of them will not sell on eBay.
When you are hunting for collectibles like Bears, you have to know where to go to find them.
And, no, I don't mean the interest rate you get from PayPal for keeping your money there. I mean interest over and above that due to the fact that it is your money but you are not in control of it until a later time. They should pay you for that.
I do not keep a balance at PayPal. I have a special ATM card, separate from my regular account which I use only for on-line purchases, etc. I keep a $100 balance in that account just for good measure. If somebody breaks in to that account, the most they'll ever get is $100. That is the card I keep on file for PayPal. Also, I only keep a $20 balance in PayPal at any given time.
If I need to buy something from PayPal, I transfer money into the account using my special ATM card. If I take a payment through PayPal, I will either spend the balance down or I will transfer the money out.
PayPal is certainly convenient but, more and more, they are becoming a necessary evil. I want to maintain as little exposure to them as possible. My main problem with them is that they are, in essence, what amounts to an unregulated bank. Basically, they could walk away with everybody's money tomorrow and there isn't a thing the government can do about it.
Think about it. PayPal is almost as bad as Bernie Madoff.
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