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Author
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Topic: Had one of my credit cards hijacked
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Harold Hallikainen
Jedi Master Film Handler
Posts: 906
From: Denver, CO, USA
Registered: Aug 2009
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posted 11-21-2019 04:50 PM
I understand that small charges are done to verify that the card is good. Of course, this also allows more time for the fraud to be detected before a real big charge appears. My credit union sends me an SMS whenever my ATM card is used, but, last time I checked, my credit card company did not have that capability. That seems like a real easy way to detect fraud quickly. I've had one credit card compromised repeatedly. Each time they disabled it and removed the charges. Even worse, though, I went to file my taxes using Turbo Tax a few years back. It reported that both my state and federal taxes had already been filed. So, I had to talk with the California Franchise Tax Board, the IRS, and the Social Security Administration to straighten it out. The IRS now mails me a PIN to use in filing my taxes. In talking with the IRS, I suggested they not send out any refunds until after April 15, when the tax returns are due, then deal with any duplicates. They did not think people would wait for their refunds.
Anyway, identity theft is a big business! Back on cinema and related topics, I understand there are a LOT of stolen Disney _ logins being sold (and their owners being locked out). From what I've read, this is from people reusing passwords that were previously revealed in data breaches.
Harold
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Leo Enticknap
Film God
Posts: 7474
From: Loma Linda, CA
Registered: Jul 2000
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posted 11-21-2019 05:41 PM
I had the same thing happen in reverse on Monday.
I did my first completely solo Atmos tune on Tuesday, and while my company had bought all the necessary hardware several months ago, we'd forgotten about the SMAART license. My demo version had long since expired (I installed it to do the Dolby training school about a year and a half ago), so my boss told me to buy the license, install it on my company laptop, and expense it. The attempted payment of $995 to Rational Acoustics was declined, and my card frozen. I suppose that's not unreasonable on their end, although I buy plane tickets and pay hotel bills of several hundred bucks for work trips a few times a year on that card, and those have never been declined. I'm guessing that their system thought that $995.00 was a neat enough figure to arouse suspicion.
Took me the best part of an hour doing battle with their call center to convince them that it was legit. I guess I prefer a false positive to a false negative, but it was still a hassle.
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